Harris County is the most populous county in Texas and the core of the Houston metro area. As the county seat of Houston, it handles the largest volume of bankruptcy filings in the Southern District of Texas.
Harris County bankruptcy cases are filed in the Southern District of Texas, Houston Division. The courthouse is located at 515 Rusk Ave, Houston, TX 77002. Both Chapter 7 and Chapter 13 cases for Harris County residents are handled at this location.
Texas offers some of the most generous bankruptcy exemptions in the country. The homestead exemption is unlimited in acreage for urban properties up to 10 acres (or 100 acres for rural). Personal property exemptions include up to $50,000 for a single filer or $100,000 for a family in aggregate personal property. Vehicle exemption: one motor vehicle per licensed household member. Texas does not allow federal exemptions - you must use the state exemptions.
Exemptions determine what property you can keep in bankruptcy. See the full exemptions guide.
Harris County bankruptcy cases are filed in the Southern District of Texas, Houston Division. The courthouse is located at 515 Rusk Ave, Houston, TX 77002. Both Chapter 7 and Chapter 13 cases for Harris County residents are handled at this location.
Texas state exemptions apply. The homestead exemption is unlimited in value for urban properties up to 10 acres. Personal property exemptions total up to $50,000 (single) or $100,000 (family). Each licensed driver can exempt one motor vehicle.
Harris County consistently has the highest volume of bankruptcy filings in the Houston metro area, reflecting its large population of over 4.7 million residents. The Southern District of Texas - Houston Division handles thousands of cases annually.
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Our research was cited by the federal judiciary as Suggestions 26-BK-3 and 26-BK-5