Bankruptcy in Galveston County

Galveston County sits on the Gulf Coast southeast of Houston. It is part of the Galveston Division of the Southern District of Texas and has its own federal courthouse.

Galveston County residents file in the Southern District of Texas, Galveston Division. The courthouse is conveniently located at 601 Rosenberg St, Galveston, TX 77550, within the county itself.

Key Information

Federal District

Southern District of Texas (Galveston Division)
All bankruptcy cases from Galveston County are filed in this district.

Nearest Courthouse

601 Rosenberg St, Galveston, TX 77550
341 meetings and court hearings are typically held at this location.

Texas Exemptions in Galveston County

Texas state exemptions apply. Homestead: unlimited in value, 10 acres urban / 100 acres rural. Personal property: $50,000 (single) / $100,000 (family). One motor vehicle per licensed household member. Federal exemptions not available in Texas.

Exemptions determine what property you can keep in bankruptcy. See the full exemptions guide.

Filing Bankruptcy in Galveston County

The Process

  1. Credit counseling - Complete an approved course within 180 days before filing ($15-25).
  2. File your petition - The petition is filed with the Southern District of Texas (Galveston Division). The automatic stay takes effect immediately.
  3. 341 meeting - About 30 days after filing, attend a brief meeting of creditors at 601 Rosenberg St, Galveston, TX 77550.
  4. Debtor education - Complete a second financial course before discharge ($10-25).
  5. Discharge - Chapter 7: approximately 60 days after the 341 meeting. Chapter 13: after completing 3-5 year plan.

Frequently Asked Questions

Where is the bankruptcy courthouse for Galveston County?

Galveston County residents file in the Southern District of Texas, Galveston Division. The courthouse is conveniently located at 601 Rosenberg St, Galveston, TX 77550, within the county itself.

What are the filing fees for bankruptcy in Galveston County?

Filing fees are the same nationwide: $338 for Chapter 7 and $313 for Chapter 13. Fee waivers are available for Chapter 7 filers whose income is below 150% of the federal poverty guidelines. Chapter 13 filing fees can be paid through the repayment plan.

Can I protect my boat in Galveston County bankruptcy?

Texas exemptions do not specifically exempt boats. However, the generous personal property exemption ($50,000 single / $100,000 family) may cover a boat if you have room within your aggregate exemption. Consult a qualified attorney for asset-specific advice.

Check Your Eligibility

Use the free 1328(f) screener to check whether a prior discharge affects your eligibility.

Free Discharge Screener

Other Houston Area Counties

Open Bankruptcy Project Network

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Our research was cited by the federal judiciary as Suggestions 26-BK-3 and 26-BK-5