Pasadena is the second-largest city in Harris County, located southeast of downtown Houston near the Houston Ship Channel. With a large working-class population and significant petrochemical industry presence, Pasadena residents face financial pressures from industry downturns, medical debt, and cost-of-living increases.
Exemptions determine what property you can keep in bankruptcy. See the full Texas exemptions guide.
The bankruptcy courthouse at 515 Rusk Ave in downtown Houston is approximately 15 miles northwest of Pasadena. After filing, the automatic stay immediately stops wage garnishments, collection calls, lawsuits, and repossession attempts. Your 341 meeting will be scheduled about 30 days after filing.
Pasadena residents have access to Lone Star Legal Aid (713-652-0077), Houston Volunteer Lawyers (713-228-0732), and the South Texas College of Law legal clinics. Many legal aid organizations provide bilingual services for Pasadena's significant Spanish-speaking population.
Yes. Lone Star Legal Aid and Houston Volunteer Lawyers both offer bilingual services. Many bankruptcy attorneys in the Houston area speak Spanish. Court-approved credit counseling courses are available in Spanish. The bankruptcy court also provides interpreters when needed.
Yes. Unemployment or reduced income can actually make it easier to qualify for Chapter 7 because the means test looks at your average income over the six months before filing. A recent job loss may help you pass the means test.
Yes. Filing bankruptcy triggers the automatic stay, which immediately stops repossession. In Chapter 13, you can catch up on missed car payments. In Chapter 7, you can reaffirm the debt to keep the vehicle. Texas allows you to exempt at least one vehicle per licensed household member.
Use the free 1328(f) screener to check whether a prior discharge affects your eligibility.
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Our research was cited by the federal judiciary as Suggestions 26-BK-3 and 26-BK-5